ING Groep NV engages in the provision of banking, investments, life and non-life insurance, and retirement and asset management services. It operates through the following business segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Commercial Banking. The Retail Netherlands segment offers current and savings accounts, business lending, mortgages, and consumer lending. The Retail Belgium segment provides banking, life and non-life insurance, and asset management products and services The Retail Germany segment involves retail and private banking, which offers current and savings accounts, mortgages, and customer lending. The Retail Other segment comprises of retail banking activities. The Commercial Banking segment offers core banking services such as lending, payments, and cash management to corporate clients. The company was founded on January 21, 1991 and is headquartered in Amsterdam, Netherlands.