Prudential Financial, Inc. provides financial products and services including life insurance, annuities, retirement-related services, mutual funds and investment management to individual and institutional customers through proprietary and third-party distribution networks. It operates through the following divisions: U.S. Retirement Solutions and Investment Management; U.S. Individual Life and Group Insurance; International Insurance; Closed Block; and Corporate and Other operations. The U.S. Retirement Solutions and Investment Management division consists of its Individual Annuities, Retirement and Asset Management segments. The U.S. Individual Life and Group Insurance division consists of its Individual Life and Group Insurance segments. The International Insurance division consists of its International Insurance segment. The Closed Block division consists of its Closed Block segment. The Corporate and Other operations include businesses that have been or will be divested. The Indivi