The Travelers Cos., Inc. operates as a holding company, which engages in the insurance business. It operates through the following segments: Business and International Insurance; Bond & Specialty Insurance; and Personal Insurance. The Business and International Insurance segment offers property and casualty insurance; and insurance related services. The Bond & Specialty Insurance segment provides surety; fidelity; management liability; professional liability; and other property and casualty coverage and related risk management services. The Personal Insurance segment includes property and casualty insurance covering individuals' personal risks. The company was founded in 1853 and is headquartered in New York, NY.